Author: Gage
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Understanding the Economics of Syndicated Loan Trading and Funding Memos
Syndicated loan trading is a vital component of the broader leveraged finance market, allowing lenders to manage risk exposure, optimize capital allocation, and enhance liquidity. However, loan trading is complex due to settlement delays, accrued interest considerations, and various economic components that affect both buyers and sellers. This article will break down key financial elements… Read more
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A Comprehensive Guide to Syndicated Loans and Bank Debt
Syndicated loans play a crucial role in global finance, enabling corporations, governments, and financial institutions to access large-scale funding from multiple lenders. These loans are structured to accommodate varying risk appetites, industry needs, and regulatory frameworks. Whether you’re new to syndicated lending or looking to deepen your expertise, this guide will walk you through key… Read more
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The Fragility of Corporate Systems and the Path to Transformation
The Human Desire for Purpose and Value At the core of every business, beyond the processes, technology, and financial targets, are people. And people, fundamentally, want to do a good job. They want to be valued. They want to be part of something larger than themselves—a team, a business, a product. They want their clients… Read more
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Rebuilding Trust and Effectiveness in Corporate Management
By Gage Gorman The workplace is a reflection of the values and culture set by its leaders. However, in many organizations—especially larger corporations—a pattern emerges that stifles growth, innovation, and employee engagement. It’s the pattern of fear-based management: overly rigid rules, excessive red tape, and hierarchies so strict that communication and progress become paralyzed. This… Read more
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Personal and Small Business Bookkeeping: Essential Practices for Financial Management
Whether managing personal finances or running a small business, effective bookkeeping is key to maintaining financial health and ensuring smooth operations. This article delves into practical tips and organizational strategies to optimize bookkeeping practices for both personal budgeting and small business management. 1. Diligence in Data Accuracy Accurate and complete financial data is crucial in… Read more
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The Comprehensive Guide to Managing Finances Responsibly
Managing your finances responsibly is about planning, discipline, and making informed decisions. Whether you’re saving for retirement, investing in index funds, or weighing the decision to rent versus buy, this guide offers practical tips to set you on the path to financial stability and success. 1. Smart Investing: Focus on Index Funds, 401(k)s, and HSAs… Read more
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Embracing the Joy of Work: Redefining How We Approach What We Do
For many, work has become synonymous with suffering—long hours, constant stress, and the dread of Mondays. But what if we challenged that narrative? What if we reimagined work as something that can be joyful, fulfilling, and even energizing? Work doesn’t have to be a source of pain or drudgery. It can be a space where… Read more
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A Divine Vision for Authenticity in Business
In a world often marred by doublespeak, fear-based decisions, and insatiable demands, I hold a dream—a divine dream. A dream of a workplace and business culture where authenticity, kindness, and strength guide every action. Where people and products thrive in alignment with integrity, and where success is not measured by unsustainable growth but by the… Read more
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The Echo Chamber of Doublespeak: Navigating Corporate Chaos with Integrity
In the labyrinth of the corporate world, where ambition meets ambiguity, there exists a paradox: the very structures designed to drive efficiency and progress often become entangled in a web of miscommunication, fear-based decision-making, and relentless greed. For those striving to bring clarity, purpose, and results, this environment can feel like an uphill battle against… Read more
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Your Highest Goal
Dear Friends, As you journey through this life, it’s worth pausing to reflect on what truly matters and what doesn’t. Goals, both big and small, give our lives direction. Long-term aspirations guide our path, while smaller, achievable steps keep us moving forward. But there’s one goal that rises above them all—the goal that speaks to… Read more